BANKING SERVICES
Bank loan application service
We prepare and standardise bank loan applications for individuals and companies in Gia Lai province, from the CIC credit-history check to the day the bank releases the funds.
| Price | Quoted per file |
| Area | Tỉnh Gia Lai |
Who handles this Đinh Trang, specialist — over fifteen years in banking and finance, through several management roles: head of corporate customers and head of retail customers at a bank.
What you need to provide
- Legal documents: valid CCCD identity card or passport, residence confirmation, marriage certificate or certificate of single status; companies also bring the enterprise registration certificate, the company charter and the legal representative's CCCD
- Evidence of repayment capacity: employment contract, salary statements, lease agreements or income from business activity; for companies, financial statements, tax returns, purchase and sale contracts and bank account statements
- Capital use plan: sale contracts, the intended business plan
- Collateral documents, for a secured loan: land use right certificate, vehicle registration or other instruments of value
The process
- Intake and advice We listen, check your CIC credit history and assess up front how likely the file is to be approved
- Designing the application Choosing the bank and the type of loan that fit your file, your assets and the intended use of the funds
- Preparing and standardising the file Drafting, checking and ordering every document on the forms the bank actually requires
- Appraisal We stay with the file while the bank appraises it and values the collateral
- Disbursement We follow the file through to the bank releasing the funds
Frequently asked questions
Which types of loan do you handle?
Unsecured loans (vay tín chấp); loans secured on real estate or a vehicle (vay thế chấp); working-capital loans for household businesses and micro-enterprises; and corporate loans, with the business plan and financial statements prepared with you.
Is Sao Viet the lender?
No. We prepare the file and follow it. The decision, the conditions and the timing belong to the bank, not to us.
How long does it take?
It depends on the bank and on the file, so we do not promise a number. What we control is a complete file, on the right forms, at the first submission.
What if my CIC credit history is poor?
We check CIC before starting. If the file is unlikely to be approved we say so straight away, instead of taking it on and leaving you waiting.